Working-class poverty is a trap. Owning your own home is the way out.

The United States has one of the lowest rates of “intergenerational mobility” in the world. Someone who grows up poor is far less likely to finish high school and move on to college. That means their children will probably grow up poor as well. So unstable neighborhoods remain unstable. And the cycle of poverty continues.

That’s where you come in.

We don’t think of Emmanuel House as a social service. What we have is a financial model that helps our neighbors make a better life. But the model only works if still more neighbors get involved. We’ve called our model Networked Saving, because it takes a community – a network – to make it happen.

The network is you.

The first families to benefit from Networked Saving were refugees resettled by World Relief on the near west side of Aurora, Illinois. We’ve since expanded our mission to help not only refugees, but the working-class poor of any race, ethnicity, religion or creed. Our work currently centers in, but is not limited to, the Neighborhood Revitalization Strategy Area on Aurora’s near east side.

We focus on homeownership because it’s one of two factors statistically proven to break the cycle of working-class poverty. And the second factor, education, always increases with homeownership.

“Emmanuel” is a name that means “God with us.” It’s also a term, recognizable in almost any language, that evokes hope and rescue and light in times of darkness. In the book of Isaiah, “Emmanuel” is a promise. But it’s also a calling – to participate in God’s work, to dwell with him as he dwells with us. We believe our calling is to be “repairers of broken walls and restorers of streets with dwellings” (Isaiah 58:12).

And that’s where you come in.

A family that owns its own home is:

  •  25% more likely to graduate students from high school

  •  116% more likely to graduate students from college

  •  12 times wealthier than a renting family after 10 years

Homeowners are also four times less likely to relocate. They know their neighbors. They’re involved in local schools. If you own, your neighborhood is more safe and your community more stable.

Our Properties

  • 73 S. LaSalle Street

    73 S. LaSalle Street

  • Bryan House / Lake Street

    Bryan House / Lake Street

  • Claim Street

    Claim Street

  • Spring Street

    Spring Street

  • North Avenue

    North Avenue